Young earners with high incomes and few responsibilities can save more than 30 per cent, while those with low salaries and high expenses may save less.
Those who have binged on credit must spend less, cut discretionary expenses, and focus on repayment.
With less than six months left for this financial year and poor response from applicants, launching the scheme this year is unlikely.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
'This will split the Marathi and Shiv Sena vote.' 'The BJP has conducted 3 surveys indicating they shall secure 109 seats in the BMC.' 'They do not wish for the Shinde Sena to demonstrate excessive strength in the BMC.' 'If the Thackerays secure 60-70 seats, that will affect Shinde's seats.'
as Diwali approaches, homes and markets across India come alive with colour, light, and excitement.
As a part of the Inlaks Fellowship For Social Engagement, eligible and selected candidates will receive a fellowship upto Rs 45,000 per month.
Make sure the rider adds value rather than just adding to cost.
Selected students will receive a scholarship of up to Rs 20 lakh to support their education.
Ernakulam Principal Sessions Judge Honey M Varghese acquitted Dileep of the offences charged against him in the case after the trial that lasted around eight years.
Unless the primary market momentum slows, smallcap stocks will stay subdued.
Election times in India are also Laddoo Times. Politics and laddoos have always gone together and laddoos really come into their own post chunavs.
Master making a stew from the North Eastern state.
The Mahindra XEV 9S isn't a sports car, it is a luxury family room on wheels. It prioritises comfort, tech, and ease of driving over corner-carving precision, says Rajesh Karkera/Rediff.com.
The semaglutide patent expiry next year could unleash a wave of generic versions from Indian drugmakers, with prices expected to go lower -- at least 80 per cent.
'...since the pandemic, driven by the worlds of influencers and Bollywood.'
Amar Subramanya's appointment comes as John Giannandrea, Apple's senior vice-president for machine learning and AI Strategy, prepares to step down, transitioning to an advisory role before retiring in spring 2026.
Whilst the truth of the village lies shrouded in ruins and mystery, I exit Kuldhara with goosebumps -- and those feel entirely real!
Before booking a flat, buyers should confirm that the project is registered with the state's Rera portal.
rediffGURU Nayagam PP, founder of EduJob360, breaks down the top government competitive exams aspirants can target in 2026, along with their eligibility criteria, important dates, syllabus essentials and preparation strategies.
A 19-year-old student in Thane, Maharashtra, allegedly committed suicide after being assaulted on a train for not speaking Marathi. Police are investigating the incident.
'Self-grooming is very important; not only to attract your partner but also to boost your self-esteem.'
Leader of Japan's ruling Liberal Democratic Party Sanae Takaichi reacts as she is applauded after being elected as prime minister, October 21, 2025
'First-time or conservative investors should avoid narrow sectoral funds.'
4.5 million weddings are expected across India.
'The impact will be minimal and it will only increase compliance cost on consent, data flows, localisation timelines, internal audits, data mapping, and new tooling.'
The 2025 US National Security Strategy marks a major pullback, with America turning backward and effectively allowing China greater dominance in Asia. while long-time partners like India are left to face an increasingly unstable global order largely on their own, observes Rajeev Srinivasan.
After a four-year wait, The Family Man 3 returns with Shrikant Tiwari facing his most personal battle yet.
On Sunday, November 2, 2025, Miss Universe India 2025 Manika Vishwakarma flew to Thailand for the Miss Universe 2025 pageant.
Algo trading should be segregated in a separate account with only risk capital deployed.
The biryani, happily, was the very definition of simple. light-textured, with a subtle tomato-ey twang, it reminded me a lot of a North Indian pulao. The flavour whack came from the sweet-sour Khatta Baingan simmered in a gravy of tamarind, jaggery, fried mustard seeds, and spices, served with it.
'Reviewing terms such as war, invasion, acts of foreign enemies or hostilities, which often appear in industry exclusion lists, can help avoid surprises at the time of claim.'
Harmanpreet Kaur was the shining star in an otherwise bizarre show.
Most days, the Premante actress is all about classic saris and that girl-next-door grace but the minute she slips into western wear, its pure slay mode.
Ahead of the Reserve Bank of India's (RBI's) monetary policy review in the first week of December, major public sector non-banking financial companies (NBFCs) - the National Bank for Agriculture and Rural Development (Nabard), Small Industries Development Bank of India (Sidbi), Power Finance Corporation (PFC), and Indian Railway Finance Corporation (IRFC) - plan to raise up to Rs 24,000 crore together through bond issuancesk.
'Rate cut looks unlikely and there is reason to believe that the cycle is over.'
'We expect inbound numbers in 2025 to come close to pre-pandemic levels -- if not fully match them -- by early 2026.'
...compared with 153,000 in all of 2024.
A boat ride through Vietnam's most glorious landscape.
'Digital arrests are the cutting edge of the problem and the most challenging part of the ecosystem right now.'
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